{"id":70,"date":"2026-08-30T19:37:13","date_gmt":"2026-08-30T19:37:13","guid":{"rendered":"https:\/\/wealthwithmoreen.com\/?page_id=70"},"modified":"2026-08-30T19:37:13","modified_gmt":"2026-08-30T19:37:13","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/wealthwithmoreen.com\/?page_id=70","title":{"rendered":"Disclaimer"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\ud83d\udc9c A Note from Moreen<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Welcome to <strong>Wealth with Moreen!<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I created Wealth with Moreen to share the knowledge, lessons, and experiences that have helped me along my own investing journey.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">My goal is simple: <strong>to make investing easier for beginners to understand.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I believe learning about investing shouldn&#8217;t have to feel intimidating or overwhelming. Through these lessons, I hope to explain investing concepts in simple, everyday language so you can become a more informed and confident investor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, there are a few important things I want you to know.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcda Educational Purposes Only<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The information provided on Wealth with Moreen is for <strong>educational and informational purposes only<\/strong> and should not be considered personalized financial, investment, tax, or legal advice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I am <strong>not a financial advisor, investment advisor, tax professional, or attorney.<\/strong> I am simply someone who enjoys investing and sharing information I have learned through my own investing journey, research, and experiences.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udc9c Your Financial Journey Is Your Own<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Everyone&#8217;s financial situation is different. We all have different goals, circumstances, risk tolerances, and investment time horizons.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What may be appropriate for one person may not be appropriate for another.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before making any financial or investment decision, please <strong>do your own research and due diligence<\/strong>. If you need advice specific to your financial situation, consider speaking with an appropriately qualified professional.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc8 Investment Examples Are for Learning<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Throughout Wealth with Moreen, I may mention individual stocks, ETFs, index funds, mutual funds, companies, or other investments to help explain investing concepts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Any investments mentioned on this website are examples for educational purposes and should not be considered recommendations to buy, sell, or hold a particular investment.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You are responsible for researching an investment and deciding whether it is appropriate for your own goals and circumstances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u26a0\ufe0f Investing Involves Risk<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">All investing involves risk, including the possible loss of some or all of the money you invest.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investment values can rise and fall. No investment strategy can guarantee a profit or completely protect against losses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd70\ufe0f Past Performance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">I may sometimes discuss an investment&#8217;s historical performance to help explain a concept or demonstrate how an investment has performed in the past.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But please remember:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Past performance does not guarantee future results.<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Historical returns tell us what happened in the past. They cannot tell us with certainty what will happen in the future.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd0e Information Can Change<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Financial markets and investment information can change quickly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stock prices, market capitalizations, expense ratios, fund holdings, historical returns, company information, tax laws, regulations, and other financial information mentioned in these lessons may change after publication.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I do my best to provide accurate and understandable information, but you should always <strong>verify current information from reliable sources<\/strong> before making financial decisions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udc9c My Promise to You<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wealth with Moreen isn&#8217;t about telling you:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u201cBuy this.\u201d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u201cSell that.\u201d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">or<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u201cDo exactly what I do.\u201d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s about helping you <strong>understand investing well enough to ask better questions.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">My goal is to help you learn what investing terminology means, understand what you&#8217;re looking at, and become more comfortable doing your own research.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because ultimately, this is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your money.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your goals.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your financial journey.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udc9c One Last Big Sister Reminder<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Learn. Research. Ask questions. And always do your own due diligence.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The more you understand, the more informed your financial decisions can become.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2764\ufe0f <strong>With love,<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Moreen<\/strong><br><em>Your Big Sister in Investing<\/em> \ud83d\udc9c<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udc9c A Note from Moreen Welcome to Wealth with Moreen! I created Wealth with Moreen to share the knowledge, lessons, and experiences that have helped me along my own investing journey. My goal is simple: to make investing easier for beginners to understand. I believe learning about investing shouldn&#8217;t have to feel intimidating or overwhelming. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-70","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=\/wp\/v2\/pages\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70"}],"version-history":[{"count":2,"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=\/wp\/v2\/pages\/70\/revisions"}],"predecessor-version":[{"id":72,"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=\/wp\/v2\/pages\/70\/revisions\/72"}],"wp:attachment":[{"href":"https:\/\/wealthwithmoreen.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}